TYPES OF POLICIES

Twenty Year Payment Life Certificate

This plan offers economic life coverage with very low premium payments payable throughout twenty years. The guaranteed full face value of insurance is in effect as of the date of issue and continues for life.


Find your age in the first column, and then decide on the payment mode:

M-Monthly | Q-Quarterly | SA-Semi-Annual | A-Annual

The minimum face value that can be purchased is $2,000 but the premium rates below are for $1,000. For example at age 10 the monthly premium is $0.90. Should you decide to purchase $5,000 of life coverage, multiply $0.90 by 5. Your monthly payment will then be $4.50 payable through twenty years.

Age M Q SA A
0 $0.80 2.31 4.53 8.89
1 0.81 2.34 4.59 9.00
2 0.82 2.37 4.65 9.11
3 0.83 2.40 4.70 9.22
4 0.84 2.43 4.76 9.33
5 0.85 2.45 4.81 9.44
6 0.86 2.48 4.87 9.55
7 0.87 2.51 4.93 9.66
8 0.88 2.54 4.99 9.78
9 0.89 2.57 5.05 9.90
10 0.90 2.61 5.11 10.02
11 0.91 2.64 5.17 10.14
12 0.93 2.68 5.26 10.32
13 0.95 2.74 5.38 10.54
14 0.95 2.80 5.49 10.76
15 0.99 2.86 5.60 10.99
16 1.01 2.92 5.72 11.22
17 1.03 2.98 5.84 11.45
18 1.05 3.04 5.96 11.68
19 1.07 3.10 6.08 11.92
20 1.09 3.16 6.20 12.15
21 1.12 3.22 6.32 12.40
22 1.14 3.29 6.46 12.66
23 1.16 3.36 6.59 12.92
24 1.19 3.43 6.72 13.18
25 1.21 3.51 6.88 13.49
26 1.25 3.61 7.08 13.89
27 1.29 3.72 7.29 14.30
28 1.32 3.83 7.51 14.72
29 1.36 3.94 7.73 15.16
30 1.41 4.06 7.97 15.62
31 1.45 4.18 8.21 16.09
32 1.49 4.31 8.46 16.59
33 1.54 4.45 8.72 17.10
34 1.59 4.58 8.99 17.63
35 1.64 4.72 9.27 18.17
Age M Q SA A
36 $1.69 4.88 9.57 18.76
37 1.74 5.03 9.87 19.36
38 1.80 5.20 10.19 19.99
39 1.86 5.37 10.53 20.64
40 1.92 5.54 10.87 21.31
41 1.98 5.72 11.23 22.01
42 2.05 5.91 11.59 22.73
43 2.11 6.10 11.97 23.47
44 2.18 6.30 12.36 24.24
45 2.25 6.51 12.77 25.04
46 2.33 6.73 13.19 25.87
47 2.41 6.95 13.63 26.73
48 2.48 7.18 14.08 27.61
49 2.57 7.42 14.56 28.54
50 2.66 7.67 15.05 29.51
51 2.75 7.94 15.57 30.53
52 2.84 8.22 16.12 31.61
53 2.95 8.51 16.70 32.74
54 3.05 8.82 17.30 33.92
55 3.16 9.14 17.93 35.15
56 3.28 9.47 18.58 36.44
57 3.40 9.83 19.27 37.79
58 3.53 10.19 19.99 39.20
59 3.66 10.58 20.76 40.70
60 3.81 11.00 21.57 42.29
61 3.96 11.44 22.43 43.99
62 4.12 11.91 23.36 45.80
63 4.29 12.41 24.34 47.72
64 4.48 12.94 25.38 49.76
65 4.67 13.50 26.48 51.92
66 4.88 14.11 27.67 54.26
67 5.11 14.77 28.97 56.81
68 5.37 15.52 30.45 59.71
69 5.66 16.36 32.10 62.94
70 5.98 17.28 33.90 66.47

How to Apply

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