TYPES OF POLICIES

Twenty Year Endowment (Savings)

TYPE OF CERTIFICATE

The Endowment type of Membership Certificate with the Association of the Sons of Poland is an excellent savings plan that may be considered a “College Plan”, a future “Down Payment” for a new home or car, or even putting money aside for “Retirement”. Saving money sometimes can be difficult but it can be achieved with this excellent product.

What is an endowment (savings) certificate?
An Endowment is a way of saving money. After twenty years, the full Face Amount stated in the certificate is then paid to the person named in the certificate. This certificate provides life insurance coverage for the full Face Amount valid from the date of issuance throughout the certificate’s existence. Furthermore, at maturity the Association gives options either to receive the full proceeds or to increase paid up life coverage at no further cost. The certificate owner will always have cash value available, and be able to take a loan in case of financial difficulties and still be insured.


Find your age in the first column, and then decide on the payment mode:

M-Monthly | Q-Quarterly | SA-Semi-Annual | A-Annual

The minimum face value that can be purchased is $2,000 but the premium rates below are for $1,000. For example at age 1 the monthly premium is $3.40. Should you decide to purchase $3,000 of endowment coverage, multiply $3.40 by 3. Your monthly payment will then be $10.20 payable through twenty years

Age M Q SA A
0 $3.38 9.78 18.18 37.61
1 3.40 9.81 19.25 37.74
2 3.41 9.85 19.31 37.87
3 3.42 9.88 19.39 38.01
4 3.43 9.92 19.45 38.14
5 3.44 9.95 19.51 38.26
6 3.46 9.98 19.58 38.39
7 3.47 10.02 19.65 38.52
8 3.48 10.05 19.71 38.65
9 3.49 10.08 19.78 38.78
10 3.50 10.12 19.84 38.91
11 3.51 10.15 19.91 39.04
12 3.53 10.18 19.98 39.17
13 3.54 10.22 20.04 39.17
14 3.55 10.25 20.11 39.43
15 3.56 10.29 20.18 39.56
16 3.57 10.32 20.24 39.68
17 3.58 10.35 20.30 39.81
18 3.59 10.38 20.37 39.94
19 3.61 10.42 20.44 40.07
20 3.62 10.45 20.50 40.20
21 3.63 10.49 20.57 40.33
22 3.64 10.52 20.63 40.46
23 3.65 10.56 20.71 40.60
24 3.67 10.59 20.71 40.60
25 3.68 10.63 20.85 40.88
26 3.69 10.67 20.92 41.02
27 3.70 10.70 20.99 41.16
28 3.72 10.74 21.06 41.30
29 3.73 10.77 21.13 41.44
30 3.74 10.81 21.21 41.58
31 3.75 10.85 21.28 41.72
32 3.77 10.88 21.35 41.86
33 3.78 10.92 21.42 42.00
34 3.79 10.96 21.49 42.14
35 3.81 10.99 21.56 42.28
 
Age M Q SA A
36 $3.82 11.03 21.63 42.41
37 3.83 11.06 21.70 42.55
38 3.84 11.10 21.77 42.69
39 3.85 11.14 21.84 42.83
40 3.87 11.17 21.91 42.96
41 3.88 11.21 21.98 43.10
42 3.89 11.24 22.05 43.24
43 3.90 11.28 22.12 43.38
44 3.92 11.32 22.20 43.53
45 3.93 11.36 22.28 43.68
46 3.94 11.39 22.35 43.82
47 3.96 11.43 22.42 43.97
48 3.97 11.47 22.50 44.11
49 3.98 11.51 22.57 44.26
50 4.00 11.54 22.64 44.40
51 4.01 11.58 22.72 44.54
52 4.02 11.62 22.79 44.69
53 4.03 11.66 22.86 44.83
54 4.06 11.74 23.03 45.15
55 4.14 11.95 23.44 45.96
56 4.21 12.18 23.88 46.83
57 4.30 12.42 24.37 47.78
58 4.39 12.69 24.89 48.80
59 4.49 12.98 25.46 49.92
60 4.60 13.30 26.08 51.14
61 4.72 13.64 26.76 52.47
62 4.85 14.02 27.50 53.92
63 5.00 14.44 28.32 55.52
64 5.15 14.89 29.20 57.26
65 5.32 15.38 30.17 59.16
66 5.51 15.93 31.24 61.26
67 5.72 16.53 32.42 63.57
68 5.95 17.19 33.73 66.13
69 6.21 17.93 35.17 68.96
70 6.49 18.75 36.79 72.13
         

How to Apply

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